Budget Worksheet

Use this Budget Worksheet to record all your expenses and income. We've provided several examples, but you should change the items and numbers to reflect your own situation.

BUDGET WORKSHEET

Number of months in semester:

Expenses

EDUCATION EXPENSES - per semester
Tuition:
Books/Other:		(lab fees, school supplies, etc.)

HOUSING EXPENSES - per month
Rent:
Utilities:		(heat, water, electricity, etc.)
Telecommunications:		(home phone, cell phone, pager, Internet access, etc.)
Other:		(furniture, maintenance, trash removal, etc.)

TRANSPORTATION EXPENSES - per month
Car:		(payment, insurance, gas)
Repairs:		(include regular maintenance costs like oil changes and inspections)
Travel:		(taxi, parking, bus, airfare— think of spring break now)

FOOD EXPENSES
Per month:		(meal plan, groceries, snacks, etc.)

PERSONAL EXPENSES - per month
Clothing/Laundry:		(purchases, laundry tickets and detergent, dry cleaning, etc.)
Hair Care:		(haircuts, etc.)
Health:		(prescriptions, insurance, physician and dental bills, health club membership, etc.)

ENTERTAINMENT EXPENSES - per month
Movies:		(include tickets, popcorn, video rentals)
Eating Out:
Subscriptions:		(magazines, newspapers)
Other:		(parties, CDs, hobbies, etc.)

FAMILY NEEDS
Per month:		(gifts, pet supplies, etc.)

SAVINGS
Per month:		(monthly deposits)

CREDIT/CHARGE CARD PAYMENTS
Per month:		(include MasterCard, Visa, American Express, Discover, store cards, gas cards, etc.)

STUDENT LOAN PAYMENTS
Per month:

OTHER EXPENSES
Per month:

Income

INCOME FROM JOB

Per month:

INCOME FROM SAVINGS/ALLOWANCE

Per month:

SCHOLARSHIPS

Per semester:

STUDENT LOANS

Per semester:

VIEW RESULTS SUMMARIZED BY:

month semester

Remember that some expenses occur on an irregular basis; money should be set aside on a weekly or monthly basis to meet them. The accuracy of this worksheet and its applicability to your circumstances are not guaranteed. You should obtain personal advice from qualified professionals.

[Introduction to Credit] [Establishing Credit] [Maintaining Financial Health] [Security & Fraud] [Financial Resources] [Glossary of Terms] [Budget Worksheet]