To help ensure a good credit history, pay your bills on time, never pay less than the required minimum, monitor your purchases, and budget to repay your debts.
Use an online calendar to remind yourself of payment due dates.
Its virtually impossible in todays world to order merchandise by mail, rent a car, buy an airline ticket, or make many other routine transactions without a major credit card. Before deciding to use a credit card, however, you need to be sure you understand what credit is and how to use it wisely.
First,
take this simple 10-question quiz to see how well you know how
to handle credit. As you finish each question, another will pop
up on your screen. When youve answered all the questions,
youll receive your score and an explanation of each correct
answer
No matter how well you do on the quiz, be sure to read the information on this site. It can help you establish and maintain a good credit rating.